Submitted by insureitsmart on Fri, 04/19/2019 - 17:08
Intermittent Explosive Disorder (IED)
Submitted by insureitsmart on Fri, 04/19/2019 - 17:05
Insuring a Motorcycle is Generally Less Expensive
Submitted by insureitsmart on Fri, 04/19/2019 - 16:56
Pull Over Safely
As you as your car gets hit, try not to panic. Pull over to a safe spot and take a slow, deep breath to calm yourself. While it is natural to be startled after being struck, being panicked can distract you from the rest of the traffic on the road. This could cause you to possibly collide with other drivers, property, or worse. It’s best to get out of the flow of traffic in order to get your bearings. Check yourself and anyone else that is in the vehicle for injury. If anyone is seriously hurt, call 9-1-1 for medical assistance.
Submitted by insureitsmart on Fri, 04/12/2019 - 18:31
1. Rear-end crash
No matter the cause, this type of collision will always be your fault. As the driver in the rear, it’s your responsibility to control your vehicle and stop, if needed. You can often expect a whiplash claim by the driver you hit to follow. If you have collision insurance, you’re covered.
2. Chipped or cracked windshield
You can be driving innocently along and a truck up ahead sends a rock flying at your windshield cracking it. The replacement is covered by your comprehensive insurance, but a deductible will apply.
Submitted by insureitsmart on Fri, 04/12/2019 - 17:54
Things You Should Know Before the Worst Happens
Submitted by insureitsmart on Fri, 04/12/2019 - 17:30
Gather Information
The critical part of making the insurance claims proccess run smoothly starts at the scene of the accident. The information you’ll need to get from the other involved parties are:
Submitted by insureitsmart on Fri, 04/12/2019 - 17:11
Submitted by insureitsmart on Fri, 04/12/2019 - 16:11
Facts about wildlife-related crashes
• Each year, about 200 people are killed
• Cost totals more than $8 billion
• 90 percent of the accidents occur on rural two-lane roads
• Most common animal involved is a deer
What to do if you hit an animal
Submitted by insureitsmart on Fri, 04/12/2019 - 15:49
1. Lying Can Void Your Policy.
Let’s say you have a medical condition. It’s not serious but it’s still pre-existing. You inadvertently (or purposefully) omit the condition from your health insurance application. Then, through a series of unfortunate events, it comes to light that you’ve had this condition, known about it, and didn’t disclose it. This omission could void your health insurance policy.
2. Lying Won’t Get You Low Cost Insurance.
Submitted by insureitsmart on Fri, 04/12/2019 - 15:45
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