jacksonville cheap auto insurance

Do You Need High-Risk Car Insurance because of a Medical Condition?

Differences between Insuring a Motorcycle and a Car

What To Do After A Hit And Run

Pull Over Safely

As you as your car gets hit, try not to panic. Pull over to a safe spot and take a slow, deep breath to calm yourself. While it is natural to be startled after being struck, being panicked can distract you from the rest of the traffic on the road. This could cause you to possibly collide with other drivers, property, or worse. It’s best to get out of the flow of traffic in order to get your bearings. Check yourself and anyone else that is in the vehicle for injury. If anyone is seriously hurt, call 9-1-1 for medical assistance.

10 Most Common Auto Insurance Claims

1. Rear-end crash

No matter the cause, this type of collision will always be your fault. As the driver in the rear, it’s your responsibility to control your vehicle and stop, if needed. You can often expect a whiplash claim by the driver you hit to follow. If you have collision insurance, you’re covered.

2. Chipped or cracked windshield

You can be driving innocently along and a truck up ahead sends a rock flying at your windshield cracking it. The replacement is covered by your comprehensive insurance, but a deductible will apply.

How to File a Car Insurance Claim

What isn't Covered By Your Car Insurance

Insurance Coverage On Rental Cars

Does Car Insurance Cover Rental Cars?

Whatever auto insurance you already carry will usually include coverage for a rental, as long as it is for personal use. In addition, health insurance would cover your own injuries in an accident, and homeowners or rental insurance will cover your personal items. So your decision to purchase rental car insurance or not will largely depend on what type of coverage you currently have.

Types of Rental Car Insurance