jacksonville auto insurance

Do You Need High-Risk Car Insurance because of a Medical Condition?

Differences between Insuring a Motorcycle and a Car

What To Do After A Hit And Run

Pull Over Safely

As you as your car gets hit, try not to panic. Pull over to a safe spot and take a slow, deep breath to calm yourself. While it is natural to be startled after being struck, being panicked can distract you from the rest of the traffic on the road. This could cause you to possibly collide with other drivers, property, or worse. It’s best to get out of the flow of traffic in order to get your bearings. Check yourself and anyone else that is in the vehicle for injury. If anyone is seriously hurt, call 9-1-1 for medical assistance.

10 Most Common Auto Insurance Claims

1. Rear-end crash

No matter the cause, this type of collision will always be your fault. As the driver in the rear, it’s your responsibility to control your vehicle and stop, if needed. You can often expect a whiplash claim by the driver you hit to follow. If you have collision insurance, you’re covered.

2. Chipped or cracked windshield

You can be driving innocently along and a truck up ahead sends a rock flying at your windshield cracking it. The replacement is covered by your comprehensive insurance, but a deductible will apply.

How to File a Car Insurance Claim

Speed Up Your Insurance Claim

Gather Information

The critical part of making the insurance claims proccess run smoothly starts at the scene of the accident. The information you’ll need to get from the other involved parties are:

After a Car Accident

Car Insurance on Wildlife Collisions

Facts about wildlife-related crashes

• Each year, about 200 people are killed
• Cost totals more than $8 billion
• 90 percent of the accidents occur on rural two-lane roads
• Most common animal involved is a deer

What to do if you hit an animal

Reasons to not lie to your insurance company

1. Lying Can Void Your Policy.

Let’s say you have a medical condition. It’s not serious but it’s still pre-existing. You inadvertently (or purposefully) omit the condition from your health insurance application. Then, through a series of unfortunate events, it comes to light that you’ve had this condition, known about it, and didn’t disclose it. This omission could void your health insurance policy.

2. Lying Won’t Get You Low Cost Insurance.

Teen driver insurance

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