Cracked Windshields

Comprehensive Insurance Covers a Cracked Windshield

Even if it’s a tiny crack, you need to get it fixed – small cracks rarely stay small. The good news is that any comprehensive policy should cover auto glass repair or even windshield replacement, as long as the crack was from a covered event. Depending on your policy, windshield repair (rather than replacement) might not cost you anything, so check with your insurance company or agent before doing anything.

What To Do After A Hit And Run

Pull Over Safely

As you as your car gets hit, try not to panic. Pull over to a safe spot and take a slow, deep breath to calm yourself. While it is natural to be startled after being struck, being panicked can distract you from the rest of the traffic on the road. This could cause you to possibly collide with other drivers, property, or worse. It’s best to get out of the flow of traffic in order to get your bearings. Check yourself and anyone else that is in the vehicle for injury. If anyone is seriously hurt, call 9-1-1 for medical assistance.

10 Most Common Auto Insurance Claims

1. Rear-end crash

No matter the cause, this type of collision will always be your fault. As the driver in the rear, it’s your responsibility to control your vehicle and stop, if needed. You can often expect a whiplash claim by the driver you hit to follow. If you have collision insurance, you’re covered.

2. Chipped or cracked windshield

You can be driving innocently along and a truck up ahead sends a rock flying at your windshield cracking it. The replacement is covered by your comprehensive insurance, but a deductible will apply.

How to Remember Facts After Car Accident

Anyone who’s ever been in a car accident is familiar with the feelings that come immediately after – shock, shakiness, accelerated heart rate and mental fog. This is how the body responds after a traumatizing event. With so many thoughts racing through your mind, it’s no wonder the details might be blurry in a matter of hours or days after the car accident.

Speed Up Your Insurance Claim

Gather Information

The critical part of making the insurance claims proccess run smoothly starts at the scene of the accident. The information you’ll need to get from the other involved parties are:

Car Insurance on Wildlife Collisions

Facts about wildlife-related crashes

• Each year, about 200 people are killed
• Cost totals more than $8 billion
• 90 percent of the accidents occur on rural two-lane roads
• Most common animal involved is a deer

What to do if you hit an animal